Resources
Tools we’d actually recommend.
Banks first. Marketplaces when speed matters more than price. Never a daily-payment product.
Our standard
Nothing is listed here that the book itself warns against, no matter what it pays.
Bookkeeping
QuickBooks · accounting software
Clean books are the cheapest interest-rate reduction you will ever buy (Chapter 2). A monthly close on real accounting software is how you get there, and how you hand a lender current numbers in a day.
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Visit QuickBooksBusiness credit cards
American Express · business cards
Cards are for spending you pay off within the cycle: float, expense tracking, vendor payments (Chapter 6). A card in the company’s name also builds the business credit file Chapter 5 describes. Never carry a permanent balance.
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Visit American ExpressComparing loan offers
Lendio · loan marketplace
A marketplace shows several lenders at once. Useful when speed matters more than price, the tradeoff Chapter 6 names. Ask every offer for the all-in annual rate in writing, and walk away from daily-payment products.
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Visit LendioSBA loans
Start with your own bank’s SBA department or an SBA Preferred Lender in your area. Chapter 6 explains how 7(a) and 504 loans work, and Chapter 8 walks through the application.
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