Resources
Tools we’d actually recommend.
Banks first. Marketplaces when speed matters more than price. Never a daily-payment product.
Our standard
Nothing is listed here that the book itself warns against, no matter what it pays.
Bookkeeping
QuickBooks · accounting software
Clean books are the cheapest interest-rate reduction you will ever buy (Chapter 2). A monthly close on real accounting software is how you get there, and how you hand a lender current numbers in a day.
Visit QuickBooksPayroll
ADP · payroll and HR
Payroll is usually the biggest, least flexible line in your 13-week forecast (Chapter 4). Running it on a dedicated service keeps tax filings current, and a lender will ask whether they are.
Visit ADPBusiness insurance
Simply Business · small-business insurance quotes
Lenders typically require insurance on anything you pledge as collateral (Chapter 7). Comparing policies before you apply keeps proof of coverage from delaying your closing.
Visit Simply BusinessComparing loan offers
Lendio · loan marketplace
A marketplace shows several lenders at once. Useful when speed matters more than price, the tradeoff Chapter 6 names. Ask every offer for the all-in annual rate in writing, and walk away from daily-payment products.
Visit LendioPayPal LoanBuilder · online term loans
Faster than a bank, usually more expensive. Get the total repayment in writing and run it through the Chapter 6 cost comparator before you sign.
Visit PayPal LoanBuilderSBA loans
Start with your own bank’s SBA department or an SBA Preferred Lender in your area. Chapter 6 explains how 7(a) and 504 loans work, and Chapter 8 walks through the application.
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